Just contacted my conveyancing lawyer in Wiveliscombe who conducted the legals two years ago and wanted a conveyancing quote based on the same type of house move (a leasehold premises and a freehold property) of similar values with a loan from National Westminster Bank. It looks as though am now being quoted double. Am I right to be tempted to shop around for an alternative conveyancer?

The estimate fees seem a bit high. If you shop around you could reduce the fees marginally by say a hundred pounds. On the other hand, providing that you were happy with the conveyancing the firm offered you mightcome to rue choosing an a cheaper lawyer. Don't forget to check that the conveyancer can also act for National Westminster Bank. You can employ our search tool to select a Wiveliscombe conveyancing firm on the National Westminster Bank approved list of lawyers, which can often include conveyancing solicitors in Wiveliscombe.

Due to the encouragement of my in-laws I had a survey completed on a property in Wiveliscombe in advance of instructing solicitors. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some banks tend not grant a mortgage on this type of property.

It varies from the lender to lender. Santander has different instructions from Halifax. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Wiveliscombe. Conveyancing will be smoother if you use a solicitor in Wiveliscombe especially if they are accustomed to such properties in Wiveliscombe.

I'm converting the mortgage on my existing house to a BTL loan with Chelsea Building Society and intend to use the remaining equity as a down payment on another house. The area we are talking about is Wiveliscombe. Will your conveyancers be able to act for the two lenders and link together the two deals?

Do use our comparison tool on this site to be sure that the conveyancers are on the relevant lender panels. Assuming that they are your solicitor should be able to simultaneously deal with the two deals but you should talk with you conveyancer and communicate your expectations and requirements.

In relation to leasehold conveyancing in Wiveliscombe what are the most common lease problems?

There is nothing unique about leasehold conveyancing in Wiveliscombe. All leases are unique and drafting errors can result in certain clauses are missing. For example, if your lease is missing any of the following, it could be defective:

Service charge per centages that don't add up correctly leaving a shortfall A provision for the recovery of money spent for the benefit of another party.

A defective lease will likely cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Santander, Skipton Building Society, and Aldermore all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, forcing the purchaser to withdraw.

Wiveliscombe Leasehold Conveyancing - Sample of Queries before Purchasing

How many years are left on the lease? On the whole the cost for major works are not built into the service charges, although a few managing agents in Wiveliscombe ask leaseholders to contribute towards a sinking fund and this is used to offset against larger works. Plenty Wiveliscombe leasehold properties will be liable to pay a service charge for maintenance of the block set on behalf of the freeholder. Should you acquire the apartment you will have to meet this charge, normally quarterly throughout the year. This could be anything from a few hundred pounds to thousands of pounds for large purpose-built blocks. In all probability there will be a ground rent for you to pay annual, this is usually not a large figure, say about £25-£75 but you need to check it because occasionally it could be many hundreds of pounds.

We yesterday discovered that one of the directors of the solicitors acting on the purchase conveyancing in Wiveliscombe is related to the owners that we are buying from. Is this allowed?

On the basis that there is no conflict of interest this is allowable. Where you are requiring mortgage finance then the bank may have a say as many lenders have specific requirements on this. For example for Santander A&L as of 12/9/2025, the requirements read as follows :