We instructed a high street solicitor for my conveyancing in Winchelsea yesterday. Upon checking the terms of engagement it is apparent thatwe are liable for fees even where the conveyance does not complete. Should I go with them or use an on-line conveyancing brokerage promising no move no charge conveyancing in Winchelsea?

Generally there is a compromise along the lines that if "No Completion No Fee" is advertised then the conveyancing charges will generally be higher to counteract those cases that abort. Do bear in mind that these arrangements generally do not protect you from disbursements by way of example Winchelsea conveyancing search charges.

My husband and I are hoping to buy a 2 bedroom apartment in Winchelsea with a residential mortgage from Lloyds TSB Bank.We would like to retain our Winchelsea conveyancing solicitor but Lloyds TSB Bank says she’s not listed on their approved list of member firms. we are left little option but to use a Lloyds TSB Bank panel solicitor or keep our preferred solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?

No, not really. The home loan issued to you is subject to its terms and conditions, a common one being that lawyers will be on the Lloyds TSB Bank approved list. in the past, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Lloyds TSB Bank

I am downsizing from our property in Winchelsea and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using a factory type conveyancing practice rather than a conveyancing solicitor in Winchelsea. We have lived in Winchelsea for six years we know of no issue. Should we get in touch with our local Authority to obtain clarification that the buyers are looking for.

It would appear that you have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

About to purchase a new build flat in Winchelsea. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Winchelsea

There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.

How do I discover who is the owner of a house in Winchelsea?

As long as the property is registered with HM Land Registry, and you have the specifics of the location of the premises, you will be able to see details from the HM Land Registry of the recorded owner for a for less than a fiver.