I am hoping to complete my purchase in Willingham next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What risks does the bank expect the insurance to cover?
Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These obligations are not specific to conveyancing in Willingham.
Should conveyancers ask for money up-front for my conveyancing in Willingham?
Where you are retaining lawyers for conveyancing in Willingham your solicitor will ask you to provide them with funds to cover the search fees. This will be the total of the cost of the conveyancing searches. If any deposit is payable against the sale price then this should be needed shortly in advance of exchange of contracts. Any further balance that is due will be payable shortly before completion.
I have Fifty Six years remaining on my lease and require a lease extension for my flat in Willingham. Conveyancing solicitors on the Platform panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 29/1/2026 the requirements read as follows :
What does commercial conveyancing in Willingham cover?
Willingham conveyancing for business premises covers a broad range of advice, supplied by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
I am are looking to find a responsive conveyancing solicitor in Willingham to help me sell my flat. I I am fearful of by bill escalating out of control but with many Willingham conveyancing solicitors out there...who do I opt for?
Where you’ve never used a solicitor previously, a trustworthy recommendation from relatives or friends is a preferable starting point and is often a good gauge of quality. As an alternative option, do review the client testimonials presented on your conveyancer’s website or use our search tool to choose a conveyancing solicitor in Willingham.