Last May we completed a house move in Wick. We have noticed several issues with the property which we consider were missed in the conveyancing searches. What action can we take? Can you clarify the nature of searches that needed to have been carried out as part of conveyancing in Wick?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Wick. Conveyancing searches and due diligence initiated during the buying process are supposed to help avoid problems. As part of the process, a property owner answers a document referred to as a SPIF. If the information provided is incorrect, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Wick.
Have just purchased a repossessed house at auction in Wick. Conveyancing is needed. What are my next steps?
Having legally bound yourself to purchase you will need to instruct a conveyancing solicitor soon as you are faced with a tight a fixed date to complete the property. All auction property will ordinarily have a corresponding auction pack. This should include most,if not all of the documents that your solicitor will need. If you have purchased leasehold premises the legal pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You need to hand this to the conveyancer instructed by you ASAP. Do make sure that that you have the requisite funding in place to complete the transaction on the set completion date.
We are due to move home in October. Does my conveyancing solicitor call the removal company on the day of completion. As an aside, can you put forward a removal company in Wick. Conveyancing firm was found before I stumbled across this website.
On the day of completion you can collect the house keys from the property agent but this should only be done when the previous owners lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be passed over. After that you will need to inform the removal men that you are ready to move in. We do not recommend a specific removal company but can help you find a residential property solicitor in Wick or a solicitor with expertise in conveyancing in Wick.
We expect to receive a AIP from RBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Wick solicitors on the RBS conveyancing panel, or is it better to go independently?
You will need to appoint Wick solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
I used Arc property Solicitors several years ago for my conveyancing in Wick. I now require my papers but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Wick of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the encouragement of my in-laws I had a survey completed on a property in Wick in advance of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some banks may refuse to issue a loan on such a premises.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. If you contact us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wick. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to transfer to a new conveyancer as I have to retain a firm on the Barnsley Building Society conveyancing panel. I had appointed a high street conveyancing solicitor in Wick round the corner but he is not accepted by Barnsley Building Society
We will our best to assist in finding you a conveyancing solicitor in Wick on the Barnsley Building Society panel. Please note that the law firms that we work with do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Wick. In utilising search facility on this site, you can contrast costs for conveyancing solicitors in Wick and throughout England and Wales.