We are a couple about to sign contracts for a property in Wednesfield. We have hit a problem. Our mortgage offer with Nationwide Building Society expires on 11/2/2026 but the owners are suggesting a completion date of 13/2/2026. Is it possible to extend the loan expiry date?

The best person to deal with your concern is your lawyer who should determine whether they should be discussing with the mortgage company, seller’s conveyancers, property agents or conceivably all three given what has gone on in your conveyancing to date.

What is the difference between a licensed conveyancer and conveyancing solicitor in Wednesfield

There are two types of lawyers who can do conveyancing in Wednesfield namely CLC regulated conveyancers or solicitors. The two can administer conveyancing services that you need to complete the sale or purchase of property. Both are obliged to execute Wednesfield conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the requirements and steps should be suitably taken.

I am the sole beneficiary of my late grandmother’s will and I have everything in my name alone, including the my former home in Wednesfield. Conveyancing formalities meant that the Land Registry date was in November. I now wish to sell up. I do know about the CML 6 month 'rule', meaning my property ownership may be regarded the same way as if I'd bought the house in November. Will no one buy the property for half a year?

The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How sensible a view lenders take of it, depend on the mortgage company as this clause is principally there to capture the purchase and immediately sell or the flipping of properties.

We previously instructed solicitors with offices in Wednesfield on the Santander solicitor approved list. They are now charging me a further fee for handling the Santander mortgage. Is this an additional conveyancing fee set by Santander?

Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your solicitor can charge a fee for this. The fee is not set by Santander but by your Wednesfield solicitor. Some firms on the Santander panel will quote an ‘acting for lender’ fee and others do not.

How does conveyancing in Wednesfield differ for new build properties?

Most buyers of new build premises in Wednesfield come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is constructed. This is because builders in Wednesfield usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Wednesfield or who has acted in the same development.

I am looking into buying my first house which is in Wednesfield and I am already nervous. I couldn't find anything specific about Wednesfield. Conveyancing will be needed in due course but do you know about the Wednesfield area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Wednesfield. In the meantime here are some basic statistics that we found

Planning to sign contracts shortly on a garden flat in Wednesfield. Conveyancing solicitors inform me that they report fully on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Wednesfield should include some of the following:

Details of the parties to the lease, e.g. these could be the (you), head lessor, landlord You should have a good understanding of the building insurance provisions Repair and maintenance of the property Who has the liability to repair and maintain the building. It is essential for you to know which party is liable for the repair and maintenance of all parts of the block and communal areas How long the lease is. You should be advised as what happens when the lease expires, and informed of the importance of the 80 year mark

Wednesfield Conveyancing for Leasehold Flats - Sample of Queries before buying

Is there a share of the freehold? The best form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this scenario the lessees enjoy being in charge if their destiny and although a managing agent is often employed if the building is larger than a house conversion, the managing agent employed by the leaseholders.