We are purchasing a terrace house in Walsingham. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve investigations to ascertain if these alterations are permitted?

Your property lawyer will review the registered title as conveyancing in Walsingham can occasionally reveal restrictions in the title deeds which restrict certain alterations or necessitated the consent of another owner. Many additions call for local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these things with a surveyor before you commit yourself to a purchase.

I am expecting a AIP from HSBC this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do HSBC recommend any Walsingham solicitors on the HSBC conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Walsingham solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.

I have instructed a Walsingham conveyancer having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?

Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Walsingham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I'm purchasing a new build house in Walsingham with the aid of help to buy. The developers would not reduce the amount so I negotiated 6k of additionals instead. The estate agent advised me not reveal to my lawyer about the deal as it will affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a ground for flat up to £235,500 and found one round the corner in Walsingham I like with a park and transport links in the vicinity, however it's only got 51 remaining years left on the lease. I can't really find anything else in Walsingham for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you need a home loan that many years may be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

I am selling my home. My past conveyancers has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Walsingham if that makes things easier.

Do use our search tool to help you find a solicitor for your conveyancing in Walsingham. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

Is planning permission required to change a single dwelling into multiple appartments in Walsingham? This has been done to a house opposite to my home in Walsingham and was ignorant of the conversion until it was complete.

Planning Consent yes. Building Regulations yes.