It is 10 years ago since I purchased my house in Walsingham. Conveyancing lawyers have now been instructed on the sale but I am unable to track down the title deeds. Is this a problem?

Don’t worry too much. First there is a possibility that the deeds will be with the mortgage company or they could stored with the conveyancers who handled the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Walsingham relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.

I am buying a house and the solicitor has identified Chancel Repair for which the property may be obligated to contribute to as it falls into the area of such a church. She has suggested insurance. Is this really warranted for conveyancing in Walsingham

Unless a previous acquisition of the property completed after 12 October 2013 you can expect solicitors conducting conveyancing in Walsingham to remain encouraging a chancel search and or insurance against a claim.

About to purchase a new build flat in Walsingham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Walsingham

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please confirm the Lease plans are architect prepared.

Due to the input of my in-laws I had a survey completed on a property in Walsingham ahead of instructing solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some banks will refuse to grant a mortgage on a flying freehold premises.

It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Walsingham. Conveyancing will be smoother if you use a solicitor in Walsingham especially if they regularly deal with such properties in Walsingham.

Should I cancel my mortgage payments with as soon as a completion date for my home sale in Walsingham has been set?

You are best advised to continue meeting any mortgage payments to pending the mortgage being redeemed on completion as part of your Walsingham conveyancing.