I am obtaining a mortgage offer from Lloyds. I would like to use a Licensed Conveyancer in Victoria Dock. Does the Lloyds Conveyancing panel include conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I am acquiring a new build duplex in Victoria Dock and my lawyer is advising me that she is duty bound to the mortgage company to reveal incentives from the seller. I am under pressure to sign contracts and I would rather not delay deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Due to the input of my in-laws I had a survey completed on a property in Victoria Dock ahead of instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some lenders tend refuse to give a loan on a flying freehold premises.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Victoria Dock. Conveyancing may be slightly more expensive based on your lender's requirements.
What makes your site different to alternative internet conveyancing solicitors when it comes to conveyancing in Victoria Dock?
At this site secure an accurate costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Victoria Dock. As opposed to estate agents and brokerage sites we do not operate commission deals with solicitors. Some agents and online brokers 'recommend' the firm paying the highest commission, not the best value conveyancing in Victoria Dock
My conveyancing in Victoria Dock is completing this Friday, however the sellers I am purchasing from wishes to move out on the Saturday PM. Should I agree to this?
It is not possible to complete on a Saturday due to the bank systems aren't operating.