I am buying my first flat in Trowbridge Estate with the aid of help to buy. The sellers refused to move on the amount so I negotiated 6k of extras instead. The estate agent advised me not reveal to my solicitor about this side-deal as it will jeopardize my mortgage with Barclays Direct. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a house in Trowbridge Estate before appointing conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some mortgage companies may not issue a loan on a flying freehold home.

It varies from the lender to lender. HSBC has different requirements for example to Nationwide. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Trowbridge Estate. Conveyancing may be slightly more expensive based on your lender's requirements.

Hoping to buy a property located in Trowbridge Estate and I am already nervous. I couldn't find anything specific about Trowbridge Estate. Conveyancing will be needed in due course but do you know about the Trowbridge Estate area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Trowbridge Estate. In the meantime here are some basic statistics that we found

I've recently bought a leasehold flat in Trowbridge Estate. Do I have any liability for service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Trowbridge Estate Leasehold Conveyancing - Sample of Questions you should consider before Purchasing

Does the lease have onerous restrictions? The answer will be important as a) areas could result in problems for the block as the communal areas may start to deteriorate if maintenance are not paid for b) if the tenants have an issue with the managing agents you will wish to have full disclosure

I need to find a mortgage company panel solicitor in Trowbridge Estate. Can you assist?

Unfortunately it’s not apparent why you need a Trowbridge Estate panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Trowbridge Estate are on their panel . If you do find such a firm in Trowbridge Estate not listed please direct them to our site to list. After all the cost is only one £1 a month