I plan on buying residence in Tiverton. My Solicitor has never been on on the mortgage company conveyancing panel. Am I still permitted to appoint my Tiverton conveyancing solicitor notwithstanding that they are not on the lender panel of approved conveyancing solicitors?

One must appoint a conveyancing practitioner to complete the legal work required if you need a mortgage to purchase your home. They will carry out all the necessary legal checks on the property, ensuring that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is in order. You could select a Tiverton property lawyer of your choosing. Nevertheless, if the lawyer selected is not a member of the lender conveyancing panel further costs will arise as separate legal representation will be required by them. Conveyancing panel applications can be submitted, so where your lawyer has not historically applied for membership they should take the chance to apply.

We are a couple about to sign contracts for a semi detached house in Tiverton. We encountered a stumbling block. The mortgage offer with Skipton Building Society runs out on 8/12/2025 but the owners are suggesting a completion date of 10/12/2025. Can one extend the loan expiry date?

The best person to address this question is your solicitors who should assess if he or she is better off negotiating with the mortgage broker, seller’s solicitors, property agents or possibly all three based on the circumstances your house move to date.

I am assisting my sister sell her property in Tiverton. Will the conveyancer arrange an energy assessment or do I organise this?

Following the abolition of Home Information Packs, EPC’s was left as a required element of moving house. An EPC should be commissioned before the property is marketed. It is not as aspect of the sale process that conveyancers ordinarily arrange. If you are using a Tiverton conveyancing lawyer they may help arrange energy assessments due to their relationships with long established local assessors

I am aiming to move property in November. Does my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you recommend a removal company in Tiverton. Conveyancing lawyer was found prior to coming across this site.

On the afternoon of completion you will need to pick up the house keys from the estate agent but this should only take place after the vendors conveyancers inform the agent that they have the completion monies and the keys can be passed over. You will need to tell the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can assist you in finding a residential property solicitor in Tiverton or a legal practice with expertise in conveyancing in Tiverton.

Is it the case that all Tiverton CQS (Conveyancing Quality Scheme) solicitors are on the Aldermore conveyancing panel?

A selection of banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.

I am buying a new build house in Tiverton with the aid of help to buy. The builders would not move on the price so I negotiated 6k of additionals instead. The property agent told me not inform my lawyer about this side-deal as it could impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Tiverton cover?

Commercial conveyancing in Tiverton incorporates a broad array of guidance, offered by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.