My mortgage broker has requested my Sunninghill law firm’s panel reference for the Santander conveyancing panel. What is the best way to discover this. I have contacted my local Sunninghill branch but they don't know it.
The sensible thing to do is ask for this information from your Sunninghill conveyancer . Most Sunninghill law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Sunninghill. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/2/2026, the requirements read as follows :
Is it possible to change firm as I need to appoint one who is on the Aldermore conveyancing list. I had appointed a family conveyancing solicitor in Sunninghill five minutes from me but she is not accepted by Aldermore
We will our best to assist in finding you a conveyancing solicitor in Sunninghill on the Aldermore panel. Please note that the property lawyers that we list do not pay us fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Sunninghill. In utilising the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Sunninghill.
I am attracted to a two apartments in Sunninghill both have in the region of fifty years unexpired on the lease term. Should I regard a short lease as a deal breaker?
There is no doubt about it. A leasehold flat in Sunninghill is a wasting asset as a result of the reducing lease term. The nearer the lease gets to its expiry date, the more it adversely affects the salability of the premises. For most buyers and banks, leases with under 75 years become less and less marketable. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of premises with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Sunninghill conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
I own a garden flat in Sunninghill, conveyancing having been completed May 1997. How much will my lease extension cost? Equivalent flats in Sunninghill with over 90 years remaining are worth £202,000. The ground rent is £60 invoiced every year. The lease runs out on 21st October 2083
You have 57 years remaining on your lease we estimate the price of your lease extension to be between £28,500 and £33,000 as well as costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before seeking the advice of a professional.
The solicitors undertaking our conveyancing in Sunninghill has forwarded papers to review that state the land is unregistered with epitome documents. Is it not the case that all property in Sunninghill should be registered?
Although the vast majorities of properties in Sunninghill are now registered with HMLR there are still a few that are unregistered. Any property in Sunninghill that has been purchased since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Sunninghill property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Sunninghill conveyancing lawyers will be able to handle this type of conveyancing but in the event that uncertainty prevails the standard advice these days seems to be for the seller to deal with the registration formalities first and then deal with the dispose of the property to the purchaser - this will have a domino effect to result in a significant delay.