My fiance and I swapping mortgage lender for our maisonette in Stretton with Skipton. We have a son 19 who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the property is repossessed. I have two questions (1) Is this document specific to the Skipton conveyancing panel as he never had to sign this form when we remortgaged 3 years ago (2) Does our son by signing this giving up his rights to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Skipton. This is solely used to protect Skipton if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Skipton had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Do I select a Licenced Conveyancer or Solicitor for conveyancing in Stretton?

There are many registered licenced Conveyancers in Stretton and Solicitor firms in Stretton who provide Conveyancing services It is important to make clear that the two are regulated professionals specialising in the legal aspects of the home buying process. They may both also conduct associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

My bid for a property was accepted at auction in Stretton. Conveyancing is required. What is next?

Now that you are for in every practical sense signed on the dotted line you should retain a conveyancing practitioner soon as you are facing a fast approaching a fixed date to complete the transaction. An auction property will have an associated legal pack. This will include evidence of title and search results. Where you are dealing with leasehold property the conveyancing papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You should hand this to the lawyer working for you ASAP. You also need to ensure that your finances are in place to complete on the date specified in the contract.

I have decided to exercise my right to buy my property in Stretton off the council. I have a mortgage agreed with Leeds Building Society. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.

Over the last few months I have been searching for a flat up to £235,500 and identified one round the corner in Stretton I like with a park and station nearby, however it's only got 52 years unexpired on the lease. I can't really find anything else in Stretton suitable, so just wondered if I would be making a grave error purchasing a short lease?

If you require a home loan that many years will be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.

My company is looking to take an assignment of a lease of a shop on the high street. Can you recommend solicitors offering no-sale-no costs for commercial conveyancing in Stretton for less than 1500k?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Stretton, including the disposal and acquisition of businesses as well as simply premises. If you are looking to acquire or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can find you the right firm. As for the charges these will vary based on the structure and complexity of the proposed transaction. Please provide us with your contact information or email so as to enable us to furnish you with a detailed commercial conveyancing calculation.

There are numerous properties in Stretton on unadopted roads. My husband and I are acquiring such a house. Are there any benefits to buying a property on a private road?

Stretton conveyancing solicitors are well versed in transacting houseson private. The lawyer should investigate title to find any rights or liabilities. In many cases there is a management company (wholly owned by residents) that residents pay into for the upkeep of the road. Where one exists, the road will likely be maintained and look better than publicly adopted.