I am purchasing a maisonette in Streetly. My lawyer is not listed on the lender conveyancing list. Can I still continue with my Streetly conveyancing solicitor notwithstanding that they are not on the lender panel?

You have a number of alternatives available to you here

• Proceed with your preferred Streetly conveyancing practitioner but your lender will need to use a conveyancer from their conveyancing panel. This will result in additional cost and likely delay.
• Appoint a fresh property lawyer to act in the purchase, making sure they are on the bank conveyancing panel.
• Convince your property lawyer to pull out all the stops to join the bank’s conveyancing panel

About to place a bid on a leasehold property in Streetly. The property agents say that it is the norm for flats in Streetly to have less than 75 years remaining. I am expecting a loan with Accord Mortgages. Will the property be mortgageable given that the lease has 70 years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 12/10/2025 the requirements read as follows :

What does a local search reveal concerning the house we're purchasing in Streetly?

Streetly conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company for instance Onsearch The local search is essential in every Streetly conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will supply data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.

In searching the world wide web for the term cheap conveyancing in Streetly it shows results of many solicitorsin the vicinity. With so much choice what is the best way to find the suitable conveyancer for purchase transaction?

The preferential method of choosing the right conveyancer is via personal testimonial, so enquire of colleagues and those you trust who have purchased a property in Streetly or a reputable estate agent or financial adviser. Fees for conveyancing in Streetly differ, so it's advisable to obtain a minimum of three fee estimates from varying types of conveyancers. Be sure to seek confirmation that the fees are fixed.

In relation to leasehold conveyancing in Streetly what are the most frequent lease defects?

Leasehold conveyancing in Streetly is not unique. All leases are unique and legal mistakes in the legal wording can result in certain provisions are not included. The following missing provisions could result in a defective lease:

Service charge per centages that don't add up correctly leaving a shortfall A provision to repair to or maintain parts of the property

You will have a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Halifax, Leeds Building Society, and Nottingham Building Society all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, forcing the buyer to withdraw.

Streetly Leasehold Conveyancing - Sample of Questions you should ask Prior to buying

You should be aware that where the lease has no more than eighty years it will have adverse implications on the salability of the property. Check with your mortgage company that they are content with remaining years on the lease. A short lease means that you will most likely have to extend the lease sooner rather than later and it is worth finding out how much this would cost. For most Streetlylease extensions you would need to own the property for 24 months in order to be entitled to extend the lease. What restrictions exist in the Streetly Lease? Who are the managing agents?