It is is a decade since I acquired my home in St Leonards On Sea. Conveyancing solicitors have just been instructed on the sale but I am unable to track down the title documents. Is this a problem?
You need not be too concerned. Firstly the deeds may be with your lender or they may be in the possession of the solicitor who acted in your purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Nearly all conveyancing in St Leonards On Sea involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
We are purchasing a detached bungalow in St Leonards On Sea. We would like to carry out an extension to the side at the house.Will legal work on the property include checks to ascertain if these works are prohibited?
Your solicitor should check the deeds as conveyancing in St Leonards On Sea can on occasion reveal restrictions in the title documents which restrict certain works or necessitated the permission of a 3rd party. Some additions require local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
When it comes to lenders such as Lloyds, do St Leonards On Sea solicitors incur an annual charge to be on the list of approved solicitors?
We are unaware of any bank fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Is there a list of HSBC panel conveyancers in St Leonards On Sea on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lenders make their panel listings visible over the internet. Where you are looking for a St Leonards On Sea solicitor on the HSBC please make the most of our facility.
I am close to exchanging contracts on the sale of our property in St Leonards On Sea and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers are using a national conveyancing outfit rather than a conveyancing solicitor in St Leonards On Sea. Having lived in St Leonards On Sea for many years we know that this is a non issue. Is it a good idea to contact our local Authority to seek clarification that there is no issue.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I have todaybecome aware that Action Conveyancing have been shut down. They conducted my conveyancing in St Leonards On Sea for a purchase of a freehold house 18 months ago. How can I be sure that the property is registered correctly in the name of the former proprietor?
The easiest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of St Leonards On Sea conveyancing specialists.
In my capacity as executor for the estate of my grandmother I am selling a property in Neath but reside in St Leonards On Sea. My conveyancer (based 235 miles awayhas requested that I sign a stat dec prior to completion. Can you recommend a conveyancing lawyer in St Leonards On Sea who can attest this legal document for me?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are located in St Leonards On Sea