It has taken forever and a day but a loan agreement from HSBC for the remortgage of my single room flat is due by the end of next week. Could you suggest a cheap conveyancing practitioner in Solihull?
This site is not designed to help those in their quest for cut-price fees for conveyancing in Solihull. We can offer you value for money conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint brokers teasing you with ninety nine pound conveyancing in Solihull. In your best case scenario, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you invoiced for additional fees and still not receive the service you were looking for.
The Solihull conveyancing lawyers that I recently instructed on my purchase in Solihull have suddenly closed. I chose them because I needed a lawyer on the Yorkshire BS conveyancing panel and my family Solihull lawyer was not. I paid them 275 plus VAT in advance. What should be my next steps?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Yorkshire BS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to assist.
My wife and I are buying a apartment in Solihull. I might seem paranoid but how we can trust a conveyancer? On completion day we will need to put funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My aunt pointed out to me me that in purchasing a property in Solihull there may be various restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in Solihull which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Solihull should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have paid off my mortgage with Nottingham. I assume I don't need a Solihull conveyancer on the Nottingham panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
2 months have elapsed since my purchase conveyancing in Solihull concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How up-to-date is your search tool for the bank conveyancing panel in Solihull? Do the banks send you an updated list?
Solihull law firm practices and firms carrying out conveyancing in Solihull themselves provide us confirmation that they are on the bank conveyancing panel as opposed to being supplied with a list from the lender directly.