The lawyer who assisted with my previous purchase has quoted £1150 for freehold conveyancing in Sefton. I am looking to sell a newly refurbished property for £175,000. This appears expensive. Is it in excess of what I should be paying for conveyancing in Sefton?

The charges are a bit high. If you are prepared to invest time contrasting costs you may be able to shave off some of the cost by say a hundred pounds. On the other hand, you couldcome to rue choosing an an untested conveyancer. Don't forget to be sure that the solicitor can also act for your bank. You can make use of our comparison tool to get a quote a Sefton conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Sefton.

I am helping my mother sell her property in Sefton. Will the conveyancer order an energy performance certificate or it is for the owner to see to?

Following the abolition of HIPs, energy performance certificates was kept a required part of moving house. An EPC should be commissioned prior to the property being advertised. This is not something that lawyers ordinarily arrange. If you are using a Sefton conveyancing lawyer they may help arrange energy assessments given their relationships with reputable local providers

We are getting a further advance on our home loan from Clydesdale as we intend to conduct renovations to our home in Sefton. Are we obliged to appoint a local Sefton solicitor on the Clydesdale conveyancing panel to deal with the paperwork?

Clydesdale do not ordinarily instruct firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale list.

My husband and I are spending time viewing houses in Sefton and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with HSBC.

You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are getting a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.

I have justfound out that Action Conveyancing have closed. They carried out my conveyancing in Sefton for a purchase of a freehold house 10 months ago. How can I establish that my home is registered correctly in the name of the previous owner?

The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Sefton conveyancing specialists.

I am purchasing my first flat in Sefton with the aid of help to buy. The sellers refused to reduce the price so I negotiated 6k of extras instead. The house builders rep told me not inform my conveyancer about the deal as it could impact my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a fortnight into a residential purchase having been recommend to solicitors by the local agent to carry out the conveyancing in Sefton. I am not happy. Can you help me find new solicitors?

A lawyer would need to be very poor in order to consider diss instructing them. Has the mortgage offer been sent? In the event that it has you need to advise them of the replacement conveyancer and get the loan are re-issued. Your solicitor ideally needs to be on the mortgage company approved list to avoid supplemental charges and delays. That should be your first question of the new solicitors. Our search tool should assist you in finding a bank approved lawyer for your home move in Sefton