I am hoping to complete my purchase in Saltburn By The Sea next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not unique to conveyancing in Saltburn By The Sea.

Can I use your services to locate a Conveyancing solicitor in Saltburn By The Sea even where I’m not purchasing or selling a house, for example if I wish to buy a shop in Saltburn By The Sea with a mortgage from Alliance & Leicester ?

Our comparison service is predominantly utilised to find residential conveyancing solicitors in Saltburn By The Sea but we have set out at the end of this page some Saltburn By The Sea commercial conveyancing firms. You will need to make contact with the company directly to establish if they can also act for Alliance & Leicester

Despite weeks of looking the Title Certificate and documents to my home are lost. The conveyancers who conducted the conveyancing in Saltburn By The Sea 10 years ago have long since closed. Will I be able to sell the house?

Gone are the days when you need to hold title deeds to evidence that you own the land or property, as the Land Registry hold details of all registered land or property electronically.

About to purchase a new build flat in Saltburn By The Sea. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Saltburn By The Sea

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

What advice can you give us when it comes to finding a Saltburn By The Sea conveyancing firm to carry out our lease extension conveyancing?

If you are instructing a property lawyer for your lease extension (regardless if they are a Saltburn By The Sea conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you talk with several firms including non Saltburn By The Sea conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be helpful:

Can they put you in touch with clients in Saltburn By The Sea who can give a testimonial? What are the legal fees for lease extension work?

I inherited a 1 bedroom flat in Saltburn By The Sea, conveyancing having been completed half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Saltburn By The Sea with an extended lease are worth £227,000. The ground rent is £50 invoiced annually. The lease ceases on 21st October 2097

You have 72 years unexpired the likely cost is going to be between £9,500 and £11,000 as well as plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information without first getting professional advice.