My wife and I are about to complete buying a house in Ramsgate but as a result of wreckage from the recent storms I have was able negotiate reparation from the current proprietors in the sum of three thousand pounds in the form of a deduction in the price. This was going to be dealt with as part of amending the contract but are not allowing this. Why were they informed?

Your being on the approved list is obliged to advise of any amendments to the sale price. If you were to refuse your to disclose the price change to then they would have to discontinue acting for you. In addition, and you would have to appoint a new for your conveyancing in Ramsgate.

My Conveyancer in Ramsgate has never been on on the Approved Panel. Is it possible for me to use my family solicitor notwithstanding that they are not on the list of approved lawyers?

Your options are as follows:

1. Complete the purchase with your existing Ramsgate solicitors but will need to use a conveyancer on their panel. This will inevitably rack up the total legal fees as well as result in frustration.
2. Get an alternative solicitor to to deal with the conveyancing, obviously checking they are on the panel

How can we know in advance if a Ramsgate conveyancing solicitor on the panel is any good?

When it comes to conveyancing in Ramsgate getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your transaction.

We expect to receive a DIP from this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do recommend any Ramsgate solicitors on the conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Ramsgate solicitors independently although you'll need to choose one on the conveyancing panel. The solicitor represents both you and through the process.

I have today made my last payment due on my mortgage with . I assume I don't need a Ramsgate on the panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

Are there any apps to assist me to locate a Ramsgate solicitor on the conveyancing panel? I have wheels and am prepared to travel upto 10kilometers to meet the conveyancer.

You can use the facility on this website. Please pick a mortgage company and your location and you will see a number of Ramsgate conveyancing lawyers locally. We have listed some Ramsgate conveyancing firms towards the end of this page and you can contact them to verify if they are on the member panel

We're novice buyers - had an offer accepted, but the estate agent told us that the owners will only go ahead if we instruct their preferred lawyers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a family solicitor with experience of conveyancing in Ramsgate

It is improbable the owners are driving this. Should the seller require ‘a quick sale', taking such a hostile approach to a genuine buyer is counter productive. Speak to the vendors direct and make the point that (a)you are motivated purchasers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you intend to appoint your own,trusted Ramsgate conveyancing lawyers - as opposed tothe ones that will give the negotiator at the agency a kickback or achieve conveyancing targets set by corporate headquarters.