My wife and I are buying a 2 bedroom apartment in Perry Barr with a mortgage. We would like to retain our Perry Barr conveyancer, but the bank says she’s not on their "panel". It seems we have little choice but to use one of the mortgage company panel conveyancing practices or continue with our Perry Barr conveyancing practitioner as well as pay for one of their panel firms to act for them. We consider that this is unjust; are we not able to require that the lender use our Perry Barr property lawyer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Perry Barr conveyancing lawyer to apply to be on the conveyancing panel.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Perry Barr. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/8/2025, the requirements read as follows :
Is it the case that all Perry Barr conveyancing solicitors on the Skipton conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Skipton conveyancing panel they would need to be overseen by the SRA. Some lenders do allow licenced conveyancers on their panel and in such a situation the practice would be regulated by the Council of Licensed Conveyancers.
We are getting a further advance on our home loan from UBS as we wish to conduct a loft conversion to our home in Perry Barr. Do we need to choose a bricks and mortar Perry Barr solicitor on the UBS conveyancing panel to deal with the legals?
UBS do not ordinarily require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS list.
I have decided to exercise my right to buy my property in Perry Barr off the council. I have a mortgage agreed with Nottingham. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
Due to the input of my in-laws I had a survey completed on a property in Perry Barr in advance of appointing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks will refuse to issue a mortgage on this type of home.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Perry Barr. Conveyancing will be smoother if you use a solicitor in Perry Barr especially if they are acquainted with such properties in Perry Barr.
Taking into account that I will soon part with over three hundred thousand on a house in Perry Barr I wish to have a conversation with the conveyancer about mytransaction before giving the go ahead to the firm. Is this something that you can arrange?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer due to be doing your conveyancing in Perry Barr.There is no ‘factory style conveyancing’ - every client is unique individual, not a case reference. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Perry Barr should be the amount on the final invoice that you end up paying.