I chose a high street solicitor for our conveyancing in Penryn last week. Reviewing the official terms of business I noteI am liable for fees even if our purchase aborts. Should I ditch them and choose an on-line conveyancing brokerage offering no completion no charge conveyancing in Penryn?

Generally there is a compromise along the lines that if "No Completion No Fee" is offered then the conveyancing charges will generally be more expensive to offset those conveyances that do not proceed. Do bear in mind that such deals rarely protect you from disbursements for instance Penryn conveyancing search fees.

We were just about to sign contracts for a garden flat in Penryn. We have hit a stumbling block. Our mortgage offer with Leeds Building Society expires on 6/11/2025 but the owners are suggesting a completion date of 10/11/2025. Can one prolong the mortgage offer?

The person best placed to deal with your question is your conveyancer who is in a position to calculate whether he or she is better off negotiating with the mortgage broker, vendor’s representatives, estate agents or possibly all parties given the history of your transaction to date.

We see that you have a search directory identifying firms on the Barclays conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Penryn?

We are a listing service only for law firms wishing to communicate if they are on the Barclays conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Penryn.

My relative recommended that where I am purchasing in Penryn I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is usually included in the estimate for your Penryn conveyancing searches. It is not a small report of more than thirty pages, listing and setting out significant information about Penryn around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Penryn Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information concerning Penryn.

I am purchasing my first flat in Penryn with a loan from Britannia. The builders would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not inform my solicitor about the extras as it may put at risk my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.