It is a dozen years since I purchased my house in Pembroke Dock. Conveyancing lawyers have just been appointed on the sale but I am unable to locate my title deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly there is a possibility that the deeds will be with the mortgage company or they could be in the possession of the solicitor who handled the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. The vast majority of conveyancing in Pembroke Dock involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
What can a local search tell me concerning the house we're buying in Pembroke Dock?
Pembroke Dock conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations such as Searches UK The local search is essential in every Pembroke Dock conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Pembroke Dock is where the house is located. What do you suggest?
Flying freeholds in Pembroke Dock are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Pembroke Dock you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pembroke Dock may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have been recommended by a number of estate agents in Pembroke Dock to find a conveyancer on your site. Is there a financial upside for Estate Agents to recommend your site over and above alternative conveyancing organisations?
We don’t make any referral fee for directing people our way. We thought it would be too underhand to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
How do I find a Pembroke Dock conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to 20kilometers to meet the solicitor.
You can use the find a conveyancing panel tool on this page. Please choose the lender and your location, in this case Pembroke Dock and you will see a number of lawyer located nearest Pembroke Dock. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the bank solicitor panel.