I am hoping to complete my purchase in Nottinghamshire next Thursday. My conveyancing practitioner now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What risks does the bank expect the insurance to cover?

All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These obligations are not unique to conveyancing in Nottinghamshire.

Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who did the conveyancing in Nottinghamshire 10 years ago no longer exist. What are my options?

Gone are the days when you need to hold title official documentation to prove you own the land or property, as the Land Registry have everything they need in a digital format.

How does conveyancing in Nottinghamshire differ for newly converted properties?

Most buyers of new build property in Nottinghamshire come to us having been asked by the developer to sign contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Nottinghamshire typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Nottinghamshire or who has acted in the same development.

I am in need of some leasehold conveyancing in Nottinghamshire. Before I get started I would like to find out the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and almost all are in Nottinghamshire - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I acquired a split level flat in Nottinghamshire, conveyancing having been completed half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Nottinghamshire with over 90 years remaining are worth £186,000. The ground rent is £55 yearly. The lease terminates on 21st October 2077

With only 52 years left to run we estimate the price of your lease extension to be between £29,500 and £34,000 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more detailed investigations. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first seeking the advice of a professional.

Please set a few of distinct benefits to selecting a high street property lawyer in Nottinghamshire

Plenty of house movers in Nottinghamshire decide on using a local property lawyer so that they can visit if they have questions, and to execute documents rather than run the risk of depending on the Royal Mail.

Some would say that there exists a distinct advantage when using a lawyer nearby to the property you are buying, due to the knowledge of the area and potential local issues - yet this is debatable. Many conveyancers are now online and could be almost anywhere.