My partner and I are purchasing our first house. The property lawyer has calledto see if we would like to order extra conveyancing searches. As novices we in the dark as to what's needed for conveyancing in Newtown

The extent of Newtown conveyancing searches should be triggered based primarily on the premises, the location, the probability of any of these risks, your familiarity of the locality and risks, your overall appetite to risk. What is important is that you properly appreciate what information each search could give you. You may then decide if you personally think you need that search. Where you are unsure, ask your conveyancing practitioner to provide guidance.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Newtown. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/9/2025, the requirements read as follows :

We expect to receive a DIP from RBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Newtown solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Newtown solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.

The formalities of my purchase has taken place for my property in Newtown. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

Planning on purchasing a flat in Newtown. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Newtown lawyer is on the Bank of Ireland conveyancing panel.

Due to exchange soon on a studio apartment in Newtown. Conveyancing lawyers have said that they report fully next week. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Newtown should include some of the following:

Who has the liability to repair and maintain the building. It is essential that you know who is responsible the repair and maintenance of all parts of the block and communal areas Are you allowed to have a pet in the flat? The landlord’s rights to access the premises. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Setting out your legal entitlements in relation to common areas in the block.E.G., does the lease provide for a right of way over a path or hallways? Additions to the flat

I inherited a split level flat in Newtown, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Newtown with a long lease are worth £227,000. The average or mid-range amount of ground rent is £50 invoiced annually. The lease expires on 21st October 2097

You have 72 years unexpired we estimate the premium for your lease extension to span between £9,500 and £11,000 as well as plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. You should not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.

Me and my husband have just had a bid accepted on our first house in Newtown, and are about to get solicitors lined up. I have made use of the numerous rating based websites and the quotes are from all over the England and Wales. Is it important to have a Newtown lawyer local to your potential house? We are content to do everything electronically, but I assume at some stage we may be required to physically go into the conveyancing practitioner's office to sign documents?

The solicitor does not have to be in Newtown, but choosing local means that you can go in if required, by way of example, if a signature is immediately necessary. Also, a Newtown solicitor is likely to be familiar with local agents and (if the vendor has chosen a local solicitor) with them, which will help keep things moving faster.