I own a freehold house in Newbury but still invoiced for rent, why is this and what is this?

It is rare for properties in Newbury and has limited impact for conveyancing in Newbury but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.

Do I have to visit the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Newbury so that I can attend their offices if required.

These days conveyancing panel lawyers for mortgage companies undertake all of the work through the post, e-mail or over phone calls. This means that they can undertake the legal work for your home move no matter where you live in the country. However you can see if you can still book an appointment to visit conveyancing lawyer if you prefer.

I am helping my sister sell her house in Newbury. Will the conveyancing solicitor order an energy assessment or it is for the owner to coordinate?

Following the demise of Home Information Packs, EPC’s was maintained a compulsory element of moving house. An EPC needs to be to hand prior to the property being put on the market. It is not as aspect of the sale process that law firms ordinarily arrange. Where you are using a Newbury conveyancing lawyer they might be willing to arrange EPC’s given their contacts with reputable Newbury accredited person

I just acquired a property at auction in Newbury. Conveyancing is necessary. What are my next steps?

Given that you are now legally committed yourself to purchase you must choose a conveyancing practitioner soon as you are faced with a tight a drop dead date to complete the property. Every auction property should have a corresponding legal pack. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to a leasehold property. You must pass this on to your appointed conveyancing solicitor ASAP. Do make sure that your finances are in order to complete on the on the contractual date .

Having read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Newbury solicitor - who is on the conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

will need an independent valuation of the property. Your lawyer will not arrange this. Usually will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Newbury postcode. As you are getting a mortgage with , you could contact them to see if they have a list of approved surveyors in Newbury.

I opted to have a survey carried out on a house in Newbury ahead of instructing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some lenders may not issue a loan on a flying freehold property.

It varies from the lender to lender. HSBC has different requirements from Halifax. If you call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Newbury. Conveyancing may be slightly more expensive based on your lender's requirements.

What is the best way to find the right lawyer for my conveyancing in Newbury ?

First ask the people you trust who they used in the past and if they were happy with the service. Second, search the internet for conveyancing in Newbury. Telephone a couple or more firms from the list and ask them to send you their conveyancing estimate and discuss your needs with the solicitor who will handle your conveyancing before you make your choice. Option 3 is to make use of our search tool to assist you in finding the right lawyers for you based on your unique factors including location,speed, complexity and who your intended mortgage company is.Avoid the trap of appointing £99 conveyancing solicitors in Newbury