I was recommended to a solicitor who has quoted £1700 for fixed fee conveyancing in Montpelier. I’m looking to sell a Georgian property for £150,000. Is this over the top? Is it above what I should be paying for conveyancing in Montpelier?

The estimate does seem a tad overpriced. If you are prepared to expend time contrasting costs you could decrease the fees slightly by as much as £125. On the other hand, you couldlive to rue choosing an a cheaper solicitor. Don't forget to enquire that the firm can also act for your mortgage company. Do use our comparison tool to select a Montpelier conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in Montpelier.

Our solicitor has uncovered a a legal deficiency with the lease for the apartment we are buying in Montpelier. The other side have suggested title insurance as a workaround. We are content with insurance and will pay for it. Our lawyer says that he must be satisfied that the mortgage company is willing to move forward with this solution. Who is the client here, us or the mortgage company ?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your lawyer must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Is there a list of Bank of Ireland panel conveyancers in Montpelier on the Building Society Association’s Website?

Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lending institutions make their panel listings open the public online. Where you are in need of a Montpelier solicitor on the Bank of Ireland please make the most of our facility.

We are getting a further advance on our home loan from Barclays as we wish to conduct alterations to our house in Montpelier. Do we need to select a bricks and mortar Montpelier solicitor on the Barclays conveyancing panel to deal with the paperwork?

Barclays do not ordinarily instruct a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Barclays panel.

Completion of my remortgage has taken place for my property in Montpelier. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

My partner and I are planning on selling our property in Montpelier and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Montpelier lawyer would know that there is no such problem. It does beg the question why the purchasers instructed an online conveyancing outfit rather than a conveyancing solicitor in Montpelier. We have lived in Montpelier for three years we know that this is a non issue. Is it a good idea to contact our local Authority to seek confirmation need.

It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

About to purchase a new build apartment in Montpelier. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Montpelier

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. There must be mutual enforceability of lessee’s covenants.