Me and my husband are buying a ground floor flat in Monken Hadley. My Conveyancer is not on the lender solicitor list. Is it possible for me to appoint my Monken Hadley conveyancing solicitor notwithstanding that they are excluded from the lender panel of approved conveyancing solicitors?
One must appoint a lawyer to complete the formalities if you require a loan to purchase your property. The conveyancer will carry out all the relevant investigations on the property, make sure that you will be registered as proprietor and ensure that all the required mortgage paperwork is in place. One may select a Monken Hadley conveyancer of your choice. However, where the conveyancer appointed is not a member of the bank approved list additional fees will be incurred as separate legal representation will be need by the bank. Conveyancing panel applications may be submitted, so if your solicitor has not historically sought membership they can do so.
Do I have to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Monken Hadley so that I can attend their offices if necessary.
Nowadays approved lawyers for mortgage companies conduct all of the communications via the post, e-mail or over the phone. This means that they can undertake the conveyancing transaction no matter where you live in the country. However you should check if you have the option of attending the offices of your conveyancing lawyer if you prefer.
I have recentlybecome aware that Action Conveyancing have closed. They carried out my conveyancing in Monken Hadley for a purchase of a leasehold apartment 18 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Monken Hadley conveyancing specialists.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Monken Hadley is the location of the property. Can you shed any light on this issue?
Flying freeholds in Monken Hadley are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Monken Hadley you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Monken Hadley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I bought a house in Monken Hadley last 3/12/2024 and to date it is still not registered with the Land Registry. It was part of a new estate and my conveyancer told me that it can take over a year to register. I have called HM Land Registry directly and they have informed me the original application was cancelled due to failure to reply to requisitions. What can I do?
It is your lawyer that you must get in touch with in order to satisfy any issues which have been raised as part of the registration formalities for your Monken Hadley property. Normal Monken Hadley conveyancing practice includes an undertaking on the part of the seller's solicitor that they will assist in resolving any question raised by HMLR so it may be a case of seeking to enforce that undertaking if necessary.