Me and my fiance are purchasing a 2 bedroom apartment in Moelfre with a mortgage. We have a Moelfre solicitor, but the mortgage company says she’s not on their "panel". It seems we have little choice but to use one of the lender panel firms or retain our Moelfre and pay for one of their panel firms to represent them. We consider that this is unjust; are we not able to insist that the bank use our Moelfre ?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Moelfre conveyancing lawyer to apply to be on the conveyancing panel.

We see that you have a post code search directory listing solicitors on the conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Moelfre?

We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Moelfre.

I have been on the look out for a leasehold apartment up to £235,500 and found one round the corner in Moelfre I like with open areas and railway links nearby, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Moelfre in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you require a mortgage the remaining unexpired lease term may be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.

Is it simple use your search facility to find a conveyancing lawyer in Moelfre on the panel for my lender?

First choose a lender such as , or then choose your location e.g. Moelfre. Conveyancing firms in Moelfre and across England and Wales will then be shown.

Can a conveyancer remove a name from the title of my property in Moelfre ?

Extracting or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a