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Find a Mitcham Junction Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Mitcham Junction? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Mitcham Junction home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Mitcham Junction conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Mitcham Junction

I am searching for value for money conveyancer. Do I opt for a web based conveyancer or a local Mitcham Junction conveyancing solicitor?

Mitcham Junction is a special area, where neighbourhood know-how is a significant benefit. The laid-back lifestyle is great – just not for your house move. The property lawyers that we work with providing well rounded Mitcham Junction insight with a professional, hands-onattitude that helps everything runs smoothly. It will certainly help that they enjoy long term connections with mortgage brokers, estate agents, valuers and counterpart Mitcham Junction conveyancing practices

We are buying a house and require a conveyancing solicitor in Mitcham Junction who is on the Nottingham conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in Mitcham Junction.

I am purchasing a new build house in Mitcham Junction with a mortgage from Yorkshire Building Society. The developers would not move on the price so I negotiated five thousand pounds worth of extras instead. The property agent advised me not reveal to my lawyer about the extras as it may jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what should have been a quick, chain free conveyancing. Mitcham Junction is where the house is located. Can you shed any light on this issue?

Flying freeholds in Mitcham Junction are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mitcham Junction you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mitcham Junction may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I am in need of some leasehold conveyancing in Mitcham Junction. Before I get started I want to be sure as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and most are in Mitcham Junction - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I am the proprietor of a first flat in Mitcham Junction. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the amount due for the purchase of the freehold?

Most definitely. We are happy to put you in touch with a Mitcham Junction conveyancing firm who can help.

An example of a Freehold Enfranchisement case for a Mitcham Junction flat is 50 & 52 Southcroft Road in September 2013. The tribunals own valuation determined that the premium payable should be £29,000 This case related to 2 flats. The number of years remaining on the existing lease(s) was 86.11 and 60.64.

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Find out more about how flying freehold can affect your the value of a property.