I have an AIP. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would much rather use a high street conveyancing solicitor in Marylebone?

Do check but the chances are that allocate you one of their panel lawyers where you take up the "fee-free" deal. Contact the bank and determine if they offer you a monetary alternative. Some mortgage companies have previously offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor near Marylebone.

A relative advised me that in purchasing a property in Marylebone there may be a number of restrictions prohibiting external alterations to a property. Is this right?

There are anumerous of properties in Marylebone which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Marylebone should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We had appointed solicitors based in Marylebone on the solicitor approved list. They have just billed me a supplemental amount for the legal aspects of the mortgage. Is this an additional conveyancing fee set by ?

Provided it is contained in their Terms of Engagement or Quote then yes your can levy a fee for this. The charge is not set by but by your Marylebone . Numerous firms on the panel will charge an ‘acting for lender’ fee and others do not.

My wife and I have arranged a further advance on our mortgage from as we wish to conduct a loft conversion to our home in Marylebone. Are we obliged to appoint a local Marylebone solicitor on the conveyancing panel to deal with the paperwork?

don't usually require firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the conveyancing panel.

Due to the guidance of my in-laws I had a survey completed on a house in Marylebone in advance of instructing lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some banks may refuse to give a loan on this type of house.

It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you contact us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Marylebone. Conveyancing will be smoother if you use a solicitor in Marylebone especially if they are accustomed to such properties in Marylebone.

We are 18 days into a leasehold purchase having been recommend to conveyancers by the high street agent to perform conveyancing in Marylebone. I am not happy. Can you you assist me in finding new conveyancers?

A solicitor would have to be really bad in order to consider diss instructing them. Has the mortgage offer been issued? If so you will need to inform them of the replacement lawyer and ensure the offer are issued to the new lawyers. Your solicitor ideally needs to be on the banks panel to avoid added fees and frustration. So that should be your first question of the new lawyers. The find a solicitor tool can help you find a bank approved conveyancer for your conveyancing in Marylebone

Why do Marylebone conveyancing fees are more expensive for leasehold and freehold properties?

When purchasing a leasehold property there is more work involved purely due to the fact that usually there are further parties involved in the form of the freeholder and/or Management Agents. As part of a lawyers enquiries they will check that all ground rent and service charges are paid up to date amongst other general leasehold matters. For this reason, the Sellers lawyers usually have to refer to the freeholder or Managing Agent for their replies to our questions. This may be time consuming and beyond the lawyers control