I am expecting a mortgage with Halifax. I intend to instruct a Licensed Conveyancer in Llangammarch Wells. Does the Halifax Conveyancing panel allow for conveyancers regulated by the CLC?

The Halifax approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

I have been recommended a conveyancing solicitor in Llangammarch Wells. I I would like to check whether they are accepted on the Chelsea Building Society conveyancing panel. Could you assist?

The first thing to do is phone your lawyer and enquire if they can act for the lender. Alternatively please call Chelsea Building Society who may be able to assist.

The deeds to my home are lost. The conveyancers who conducted the conveyancing in Llangammarch Wells 10 years ago are no longer around. Will I be able to sell the house?

These day there are duplicates made of almost everything, and your conveyancer will know exactly where to locate all the relevant paperwork so you may buy or sell your house without a hitch. Where copies can’t be found, your lawyer can arrange cover in the form of insurance or indemnities against possible claims on the premises.

I have been sourcing a conveyancing solicitor in Llangammarch Wells for my sale. Is it possible to review a solicitor's complaints history with the legal regulator?

Anyone may search for published Solicitor Regulator Association (SRA) determinations resulting from investigations started on or after Jan 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator could recorded call for training requirements.

When it comes to leasehold conveyancing in Llangammarch Wells what are the most common lease defects?

There is nothing unique about leasehold conveyancing in Llangammarch Wells. Most leases are unique and drafting errors can sometimes mean that certain clauses are erroneous. The following missing provisions could result in a defective lease:

Insurance obligations

A defective lease can cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Barclays , Leeds Building Society, and Godiva Mortgages Ltd all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to provide security, forcing the buyer to withdraw.

I own a studio flat in Llangammarch Wells, conveyancing having been completed half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable flats in Llangammarch Wells with over 90 years remaining are worth £202,000. The average or mid-range amount of ground rent is £55 invoiced annually. The lease ends on 21st October 2081

With only 56 years left to run we estimate the price of your lease extension to span between £29,500 and £34,000 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. You should not use the figures in tribunal or court proceedings. There may be additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.