The estate agent has sent us the confirmation of our purchase of a new build flat in Langham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Langham

Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are surveyor prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I decided to have a survey carried out on a property in Langham in advance of retaining lawyers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some banks may refuse to issue a loan on a flying freehold house.

It depends who your proposed lender is. Santander has different requirements from Halifax. Should you wish to call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Langham. Conveyancing may be slightly more expensive based on your lender's requirements.

How difficult is it to switch solicitor as I have to find one who is on the The Mortgage Works conveyancing panel. I hired a local conveyancing solicitor in Langham round the corner but she is not approved by The Mortgage Works

It would be our pleasure to help you find a conveyancing solicitor in Langham on the The Mortgage Works panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Langham. Using search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Langham.

I need to retain a conveyancing solicitor for freehold conveyancing in Langham. I happened to discover a web site which appears to be the ideal solution If it is possible to get all this stuff done via phone that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Are there frequently found deficiencies that you see in leases for Langham properties?

There is nothing unique about leasehold conveyancing in Langham. Most leases are unique and drafting errors can sometimes mean that certain clauses are missing. For example, if your lease is missing any of the following, it could be defective:

A duty to insure the building Repairing obligations to or maintain parts of the property

You may encounter difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. HSBC Bank, Bank of Scotland, and Platform Home Loans Ltd all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, forcing the buyer to withdraw.

Langham Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing

Be sure to discover if there is anything that is prohibited in the lease. By way of example it is very common in Langham leases that pets are not permitted in certain buildings in Langham. If you love the flatin Langham but your cat can’t live with you then you will be faced hard choice. What prohibitions exist in the Langham Lease? Best to be warned if fixing the lift or some other significant cost is due in the foreseeable future that will be shared amongst the leaseholders and will dramatically increase the the service fees or necessitate a one off payment.