I am need of leasehold conveyancing for a flat in a fairly new development (seven years built) in Kirton in Lindsey. 95% of the appartments are already disposed of. Is it really necessary to order neighbourhood searches for my conveyancing in Kirton in Lindsey?

A big part of the Kirton in Lindsey legal transfer of property is the conveyancing searches. There are hundreds search providers conducting Kirton in Lindsey conveyancing searches, as well direct from the local authority. These are usually referred to as personal search providers and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must obtain their information from the local authority.

My wife and I have a 4 bedroom Edwardian property in Kirton in Lindsey. Conveyancing practitioner acted for me and Virgin Money. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kirton in Lindsey and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing solicitor who conducted the conveyancing.

Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a quick, chain free conveyancing. Kirton in Lindsey is the location of the property. What do you suggest?

Flying freeholds in Kirton in Lindsey are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kirton in Lindsey you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kirton in Lindsey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Is it simple use your search app to get a costs illustration from a conveyancing solicitor in Kirton in Lindsey on the approved list for my bank?

1st select a mortgage company such as Accord Mortgages Ltd, The Mortgage Works or Nottingham Building Society then choose your preferred area for instance Kirton in Lindsey. Conveyancing practices in Kirton in Lindsey and further afield will then be listed.

My wife and I have selected a Kirton in Lindsey conveyancing solicitor for our home move (novice purchasers) and have spotted in the terms and conditions that they are not overseen by the Financial Conduct Authority. Am I right to be worried or is that usually the case with lawyer?

We can't see why they should be. Most conveyancing practitioner don't lend money. You should check that they are regulated by the Solicitors Regulation Authority, who have strict conditions regulating funds held on client account.