Unfortunately I am unable to travel far from Kendal. I would like to know the understand why all Kendal conveyancers aren't included on all mortgage company panels?

Even though it may seem unfair for lenders to limit who can represent them, from the public’s or lawyer’s point of view, the the contrary view is that mortgage companies are increasingly anxious and feel it essential to shield themselves against illegal activities. As a result of this concern lenders have reduced their conveyancing panel to a size that they are happy to control.

I am buying a house and the conveyancer has identified Chancel Repair to which the property may be obligated to pay as it falls into the area of such a church. She has recommended insurance. Is this strictly required for conveyancing in Kendal

Unless a prior purchase of the premises completed post 12 October 2013 you can assume that lawyers delivering conveyancing in Kendal to continue to advocate a chancel search and or insurance against a claim.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Kendal is where the house is located. What do you suggest?

Flying freeholds in Kendal are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Kendal you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kendal may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm remortgaging my current house to a buy to let mortgage with Chelsea Building Society and intend to use the remaining equity as a down payment on a second house. The location we are looking at is Kendal. Will your solicitors be able to act for both sets of banks and link together the two deals?

Do use our comparison tool on this page to be sure that the solicitors are approved by both lenders. On the basis that they are the solicitor will be able to simultaneously deal with the two transactions but you should talk with you lawyer and specify your expectations and needs.

Back In 2003, I bought a leasehold house in Kendal. Conveyancing and Coventry Building Society mortgage organised. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1993. The conveyancing solicitor in Kendal who previously acted has now retired. Do I pay?

The first thing you should do is make enquiries of the Land Registry to be sure that this person is in fact the new freeholder. There is no need to incur the fees of a Kendal conveyancing lawyer to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Kendal Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

It would be prudent to find out if there are any onerous restrictions in the lease. For instance plenty of leases prohibit pets being allowed in certain buildings in Kendal. If you love the flatin Kendal however your dog is not allowed to move with you then you will be faced hard compromise. In the main the cost for major works tend not to be included within maintenance charges, albeit that some managing agents in Kendal require tenants to contribute towards a sinking fund and this is used to offset against major works. You will want to find out as much as possible concerning the company managing the building as they will impact your use and enjoyment of the property. As the proprietor of a leasehold property you will be at the mercy of the managing agents from a financial perspective and when it comes to every day matters such as the cleanliness of the common parts. Ask prospective neighbours if they are happy with their management. On a final note, be sure you understand the dates that you are obliged pay the service charge to the managing agents and specifically what it includes.