My wife and I are planning to buy a 3 bedroom apartment in Kegworth with a mortgage. We have a Kegworth conveyancer, however the lender says she’s not on their "panel". It appears that we have no option but to select one of the lender panel conveyancing practices or keep our Kegworth conveyancing practitioner and pay for one of their panel firms to act for them. We consider that this is unjust; are we not able to demand that the bank use our Kegworth property lawyer ?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Kegworth conveyancing lawyer to apply to be on the conveyancing panel.

We see that you have a post code search directory listing firms on the Nationwide conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Kegworth?

We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kegworth.

Should our conveyancer be raising questions concerning flooding during the conveyancing in Kegworth.

Flooding is a growing risk for conveyancers specialising in conveyancing in Kegworth. Some people will acquire a house in Kegworth, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or dispose of the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Lawyers are not best placed to offer advice on flood risk, but there are a numerous checks that can be undertaken by the buyer or by their lawyers which will give them a better understanding of the risks in Kegworth. The standard property information forms sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the owner to determine whether the premises has ever been flooded. If the residence has been flooded in past and is not disclosed by the vendor, then a purchaser could bring a legal claim for losses as a result of such an incorrect answer. The purchaser’s conveyancers should also commission an environmental search. This will disclose if there is any known flood risk. If so, further inquiries will need to be made.

About to purchase a new build flat in Kegworth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Kegworth

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared.

Having used your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?

Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.