I'm the single beneficiary of my late father’s estate and I have everything in my name alone, including the my former home in Houghton Regis. The Houghton Regis property was put into my name in October. I plan to dispose of the property. I understand that there is a CML 6 month 'rule', which means that my proprietorship could be treated the same way as though I had purchased the house in October. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. Most banks would take a sensible view as this provision chiefly exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.

I'm in the process of looking at flats in Houghton Regis and I am now considering a potential offer. Should I already have a property lawyer appointed at this point? I intend to finance via a home loan with Santander.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are obtaining a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.

I am currently in the process of buying my council flat in Houghton Regis. I have a mortgage offer with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.

I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Houghton Regis is the location of the property. What do you suggest?

Flying freeholds in Houghton Regis are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Houghton Regis you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Houghton Regis may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

In searching the web for the phrase on line conveyancing in Houghton Regis it shows results of numerous conveyancerslocally. With so much choice what is the best way to find the right conveyancing solicitor for purchase transaction?

The best way of finding the right conveyancer is through a trusted recommendation, so ask friends and relatives who have purchased a property in Houghton Regis or the respected estate agent or financial adviser. Charges for conveyancing in Houghton Regis vary, so it's advisable to request a minimum of four estimates from varying types of property lawyers. Be sure to secure confirmation that the costs are assured not to escalate.

I am in need of some leasehold conveyancing in Houghton Regis. Before I get started I want to be sure as to the remaining lease term.

Assuming the lease is registered - and almost all are in Houghton Regis - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I invested in buying a leasehold flat in Houghton Regis, conveyancing formalities finalised half a dozen years ago. How much will my lease extension cost? Comparable properties in Houghton Regis with a long lease are worth £197,000. The ground rent is £55 levied per year. The lease ends on 21st October 2080

With only 55 years remaining on your lease the likely cost is going to be between £31,400 and £36,200 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There may be other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.

Is it the case that all Houghton Regis conveyancers on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can go into your local bank branch in Houghton Regis. the probability is that they will know some good conveyancing solicitors in Houghton Regis