Much to our surprise we have been told by our lender that my Hall Green lawyer is not on the mortgage company Conveyancing panel. What can I do to check?

You need to call your Hall Green conveyancer. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.

Would the conveyancing lawyers revealed through your ’find a lawyer’ tool carry out right to buy conveyancing in Hall Green?

We work with a variety of conveyancing practitioners who can handle right to buy transactions You should contact us with a view to get a conveyancing quote.

Due to the guidance of my in-laws I had a survey completed on a house in Hall Green before appointing lawyers. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some banks will refuse to issue a mortgage on this type of house.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. Should you wish to call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hall Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hall Green to see if the conveyancing will be more expensive.

Jane (my partner) and I may need to rent out our Hall Green 1st floor flat for a while due to a career opportunity. We instructed a Hall Green conveyancing firm in 2003 but they have since shut and we did not think at the time get any guidance as to whether the lease permits subletting. How do we find out?

Some leases for properties in Hall Green do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.

Leasehold Conveyancing in Hall Green - Sample of Queries Prior to Purchasing

It is important to be aware if changing the roof or some other major work is pending to be shared between the tenants and may well materially impact the level of the maintenance costs or necessitate a one off invoice. How many of the leaseholders are in arrears for their service charge payments? It would be prudent to investigate if the the lease contains any adverse restrictions in the lease. For instance some leases prohibit pets being permitted in certain buildings in Hall Green. If you like the propertyin Hall Green however your dog is not allowed to live with you then you will be presented with a difficult compromise.

Our solicitor in Hall Green has identified a a legal deficiency with the lease for the apartment we are buying in Hall Green. The seller’s lawyers have suggested title insurance as a solution. We are happy with insurance and will cover the costs. Our lawyer says that as he is on the bank conveyancing panel he must ensure that the lender is happy with this solution. Who is the client here, us or the lender?

Just because you have a mortgage offer from the mortgage company does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Hall Green conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the lender are the client. These conveyancing instructions have to be complied with by the lender conveyancing panel who has to balance acting for you and the bank