How up to date is your search tool for Hainault conveyancing solicitors on the Co-operative conveyancing panel? Do Co-operative send you an updated list?

Hainault conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.

We are selling our apartment in Hainault. Does my conveyancing practitioner need to be on the UBS conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.

Just had an offer accepted on a new build apartment in Hainault. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Hainault

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I decided to have a survey carried out on a property in Hainault prior to appointing lawyers. I have been told that there is a flying freehold element to the property. The surveyor has said that some banks will refuse to issue a mortgage on such a home.

It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hainault. Conveyancing may be slightly more expensive based on your lender's requirements.

We're novice buyers - agreed a price, yet the selling agent told us that the owners will only issue a contract if we appoint their chosen lawyers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a family solicitor used to conveyancing in Hainault

It is unlikely the vendors are driving this. If they desire ‘a quick sale', turning down a serious purchaser is likely to cause more damage than good. Speak to the vendors direct and make sure they comprehend that (a)you are serious buyers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you are going to instruct your preferred Hainault conveyancing firm - as opposed tothose that will give the estate agent a introducer fee or hit his conveyancing targets demanded by senior management.