I am getting a offer of a home loan from Nat West. I hope to use a Licensed Conveyancer in Hainault. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?

The Nat West approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

My partner and I are acquiring our first home. The lawyer has messagedto check if we wish to take out additional conveyancing searches. As novices we are clueless as to what's relevant for conveyancing in Hainault

The range of Hainault conveyancing searches should be dictated primarily on the property, the location, the likelihood of any of these risks, your knowledge of the locality and risks, your general attitude to risk. What is important is that you properly understand what information each search could supply. You may then make a decision if you personally think you need that search. Should you be uncertain, ask the conveyancing practitioner to advise.

I am purchasing a terraced house in Hainault. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Hainault you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Hainault.

I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a quick, no chain conveyancing. Hainault is the location of the property. Is there any advice you can give?

Flying freeholds in Hainault are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hainault you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hainault may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Much to my surprise my conveyancer in Hainault has informed me that he requires identification documents asserting that this forms part of his legal duty as a solicitor on the lender Solicitor panel. Can this be correct?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the lender. This is not specific to conveyancing in Hainault