Much to our surprise we have been notified by our IFA that my Fowey lawyer is not on the lender Solicitor panel. How can I check?
The best course of action for you to take is to contact your Fowey conveyancer. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they may recommend you to a Fowey conveyancing firm that is on the approved list of lawyers for your mortgage company.
There is lots of information on this site about conveyancing in Fowey but can you isolate your top tip for choosing the right conveyancer in Fowey
We would encourage you not to go for the lowest Fowey conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
My stepmother advised me that in purchasing a property in Fowey there could be various restrictions affecting the ability to carry out external changes to the property. Is this right?
We are aware of anumerous of properties in Fowey which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Fowey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am selling my house. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Clydesdale are being difficult. The Fowey solicitor who is on the Clydesdale conveyancing panel is recommending indemnity insurance as a solution but Clydesdale are requiring a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Over the last few months I have been searching for a flat up to £195,000 and identified one near me in Fowey I like with open areas and railway links nearby, however it's only got 49 remaining years left on the lease. There is not much else in Fowey suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a mortgage the shortness of the lease will likely be problematic. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.
My business partner and I are wishing to lease a unit on a shopping parade. Can you recommend solicitors offering fixed fees for non-domestic conveyancing in Fowey for under £1,200?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Fowey, including the sale and purchase of businesses as well as simply premises. Whether you are hoping to buy or lease a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right solicitor. As for the costs this will depend on the structure and nuances of the proposed transaction. Let us have your details or email us so that we may provide you with a fixed commercial conveyancing quote.
We're FTB’s - had an offer accepted, yet the property agent informed us that the owners will only proceed if we instruct the agent's chosen lawyers as they want an ‘expedited deal’. We would rather use a high street conveyancer with experience of conveyancing in Fowey
It is highly unlikely the vendors are behind this. If they desire ‘a quick sale', alienating a motivated purchaser is is going to put the whole deal at risk. Bypass the agents and go straight to the owners and make sure they understand (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you intend to use your preferred Fowey conveyancing lawyers - as opposed tothe ones that will earn the estate agent a referral fee or meet his conveyancing thresholds pre-set by corporate headquarters.