Finally the sale completed on my house in Filey last September but the buyer keeps calling me to moan that her solicitor needs to hear from mysolicitor. What are the post completion sale legalities following completion?

Following your house sale your conveyancer should deliver the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. If applicable, your solicitor must also confirm that the mortgage has been discharged to the buyers lawyers. There is unlikely to be post completion requirements just for conveyancing in Filey.

I am buying a semi-detached house in Filey. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Filey you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Filey.

Despite weeks of looking the Title Certificate and documents to our house are lost. The conveyancers who conducted the conveyancing in Filey 4 years ago have long since closed. What do I do?

As long as the title is registered the information relating to your proprietorship will be held by HMLR with a Title Number. It is possible to execute a search at the Land Registry, find your property and obtain current copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be obtained for a small fee.

I decided to have a survey completed on a house in Filey ahead of appointing lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies will refuse to issue a mortgage on such a premises.

It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Filey. Conveyancing will be smoother if you use a solicitor in Filey especially if they are familiar with such properties in Filey.

I am attracted to a two apartments in Filey which have approximately forty five years remaining on the lease term. Will this present a problem?

There are plenty of short leases in Filey. The lease is a right to use the property for a period of time. As the lease gets shorter the marketability of the lease decreases and it becomes more costly to extend the lease. For this reason it is advisable to increase the term of the lease. It is often difficult to sell a property with a short lease as mortgage companies may be reluctant to lend money on such properties. Lease extension can be a protracted process. We advise that you seek professional help from a solicitor and surveyor with experience in this area.

I am the registered owner of a split level flat in Filey, conveyancing was carried out half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Equivalent flats in Filey with a long lease are worth £197,000. The average or mid-range amount of ground rent is £55 invoiced every year. The lease ends on 21st October 2080

With just 55 years remaining on your lease the likely cost is going to range between £31,400 and £36,200 as well as legals.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before getting professional advice.