In what way does my ID and proof of funds have anything to do with my conveyancing in Ferryside? What am I being asked for?

It is indeed that case that these requests have nothing to do with conveyancing in Ferryside. However these days you can not complete any conveyancing deal without first supplying evidence of your identity. This usually takes the form of a either your passport or driving licence plus a council tax bill. Please note that if you are providing your driving licence as evidence of identification it needs to be both the paper section as well as the photo card part, one is not sufficient without the other.

Proof of the source of money is necessary in accordance with the Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancer must have this information on file. Your Ferryside conveyancing solicitor will require evidence of proof of funds prior to accepting any money from you into their client account and they will also ask additional questions regarding the origin of funds.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Ferryside. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/12/2025, the requirements read as follows :

I opted to have a survey done on a house in Ferryside before instructing lawyers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may refuse to issue a mortgage on such a property.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ferryside. Conveyancing will be smoother if you use a solicitor in Ferryside especially if they regularly deal with such properties in Ferryside.

I am a sole trader hoping to take over a lease of an office on the high street. Can you recommend lawyers offering competitive costs for commercial conveyancing in Ferryside for below £2000?

We can recommend firms who host a wealth of experience of commercial conveyancing in Ferryside, including the sale and acquisition of businesses as well as simply premises. If you are intending to buy or sell a shop, pub, restaurant, office, retail premises or a complete business we will put you in touch with the right firm. As for the fees this will depend on the structure and nuances of the proposed transaction. Let us have your contact information or call so as to enable us to provide you with a detailed commercial conveyancing quote.

What are your top tips when it comes to choosing a Ferryside conveyancing practice to deal with our lease extension?

If you are instructing a conveyancer for lease extension works (regardless if they are a Ferryside conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of work. We suggest that you make enquires with two or three firms including non Ferryside conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:

What are the costs for lease extension work? Can they put you in touch with clients in Ferryside who can give a testimonial?

Ferryside Conveyancing for Leasehold Flats - Sample of Questions you should ask before Purchasing

How many of the leaseholders are in arrears for their maintenance charge payments? The answer will be important as a) areas can cause problems for the building as the communal areas may begin to deteriorate where services remain unpaid b) if the leaseholders have a dispute with the running of the building you will want to have all the details