Is the fact that my conveyancer in Exmouth is not listed on my bank's conveyancing panel that there is a problem with the standard of his conveyancing?
It would be unwise to jump to that conclusion. There are plenty of plausible explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Exmouth conveyancing practice and enquire why they are no longer on the approved list for your bank.
I am assisting my niece sell her house in Exmouth. Does the conveyancer arrange the energy performance certificate or do I organise this?
Following the abolition of Home Packs, EPC’s was maintained a mandatory component of moving property. An EPC must be commissioned before the property is marketed. This is not as aspect of the sale process that law firms normally arrange. Where you are instructing a Exmouth conveyancing lawyer they might be able to arrange EPC’s due to their contacts with long established local accredited person
When it comes to lenders such as TSB, do Exmouth lawyers incur a fee to be on the conveyancing panel?
We are unaware of any bank fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
Can you point me to a directory of Aldermore panel solicitors in Exmouth on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. Very few mortgage companies make their panel listings visible online. Where you are in need of a Exmouth conveyancing practitioner on the Aldermore please use our facility.
I require fast conveyancing in Exmouth as I am faced with a deadline to sign on the dotted line in less than 3 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
If.Given you are are a cash buyer you are at free not to have searches carried out although no law firm would advise that you don't. With plenty of history conveyancing in Exmouth the following are examples of issues that can show up and therefore affect future saleability: Enforcement Notices, Overdue Fees, Outstanding Grants, Road Schemes,...
How does conveyancing in Exmouth differ for newly converted properties?
Most buyers of new build premises in Exmouth come to us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Exmouth usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Exmouth or who has acted in the same development.
We yesterday become aware that one of the partners of the conveyancing practice handling the purchase conveyancing in Exmouth is related to the seller. Is this acceptable?
Provided there is no conflict of interest this is allowable. Where you are obtaining a mortgage then the lender may have a say as many lenders have specific instructions concerning this. For example for HSBC as of 12/7/2025, the requirements read as follows :