I am acquiring a maisonette in Exmouth. My property lawyer has never been on on the bank conveyancing panel. Can I still appoint my Exmouth conveyancing solicitor notwithstanding that they are excluded from the mortgage company approved list?

You have a couple of alternatives available to you here

• Complete the deal with your preferred Exmouth but your bank will no doubt retain a on their approved list. This will result in additional cost and likely delay.
• Appoint a fresh to act in the purchase, making sure they are on the mortgage company conveyancing panel.
• Appeal to your to seek to join the mortgage company panel

We were just about to exchange contracts for a freehold house in Exmouth. We have hit a snag. Our loan offer with expires on but the sellers are putting forward a completion date of . Is it possible to extend the mortgage offer?

The person best placed to deal with your question is your lawyer who will hopefully determine if he or she is corresponding with the mortgage broker, owner’s lawyers, selling agents or indeed all three taking into account the circumstances your conveyancing as of today.

A friend recommended that if I am purchasing in Exmouth I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is sometimes included in the estimate for your Exmouth conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Exmouth around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Exmouth Education with plans and statistics, Local Amenities and other useful data concerning Exmouth.

I have justdiscovered that Arc property Solicitors have closed. They carried out my conveyancing in Exmouth for a purchase of a leasehold flat 12 months ago. How can I check that my home is not still registered in the name of the previous owner?

The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Exmouth conveyancing specialists.

Estate agents have just been given the go-ahead to market my garden flat in Exmouth. Conveyancing solicitors are to be appointed soon, but I have just had a yearly service charge demand – what should I do?

Your conveyancing lawyer is likely to suggest that you should discharge the invoice as you normally would as all ground rent and service invoices should be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I purchased a studio flat in Exmouth, conveyancing having been completed 1995. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in Exmouth with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease finishes on 21st October 50

You have 50 years unexpired we estimate the premium for your lease extension to range between £36,100 and £41,800 plus costs.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first seeking the advice of a professional.