I am considering applying for a Bank of Ireland mortgage for purchase of a newly converted (under development) in Dickens Heath with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Bank of Ireland ?
There is nothing to stop you using your solicitor, but Bank of Ireland will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I need some expedited conveyancing in Dickens Heath as I have a deadline to complete within 2 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
If.Given you are are a mortgage free purchaser you are at free not to have searches carried out although no conveyancer would recommend that you don't. With plenty of history conveyancing in Dickens Heath the following are examples of what can be revealed and therefore affect future saleability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...
Have completed on a a semi-detached house in Dickens Heath , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Dickens Heath conveyancing solicitor has been painfully slow, so I want to check the registration is dealt with.
There is nothing unique when it comes to conveyancing in Dickens Heath registration formalities. As opposed to being determined by geographic area, timescales can differ depending on who lodges the application, whether there are errors and whether the Land registry need to notify any other persons or bodies. As of today roughly three quarters of such applications are fully addressed within 12 days but occasionally there can be extensive hold-ups. Registration is effected once the purchaser has moved in to the property so an expedited registration is not always top priority but where there is a degree of urgency associated with the registration then you or your solicitor can communicate with the Registry to express the reasoning for an expedited registration.
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Dickens Heath is where the house is located. Is there any advice you can give?
Flying freeholds in Dickens Heath are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Dickens Heath you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dickens Heath may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In sourcing the world wide web for the phrase on line conveyancing in Dickens Heath it shows results of many conveyancerslocally. With so much choice what is the best way to find the right solicitor for the sale of my house?
The ideal way of finding the right conveyancer is via trusted referral, so ask colleagues and family who have acquired a property in Dickens Heath or the respected estate agent or mortgage broker. Costs for conveyancing in Dickens Heath vary, so it's advisable to secure a minimum of three fee estimates from different companies. Make sure that you clarify that the fees are fixed.