Me and my partner are acquiring our first house. The lawyer has e-mailedto check if we wish to order additional conveyancing searches. We are really unsure what's relevant for conveyancing in Dereham

The type of Dereham conveyancing searches depends entirely on the premises, the location, the likelihood of any of these risks, your familiarity of the region and risks, your general appetite to risk. What matters is that you adequately understand what information each search could provide. You may then make a decision if you consider that you need that search. If in doubt, ask the conveyancing practitioner to guide you.

I am in the process of refinancing my home in Dereham, does my lawyer have to be on the HSBC Solicitor panel?

There is nothing to stop you using your solicitor, but HSBC will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

What is the difference between a licensed conveyancer and conveyancing solicitor in Dereham

There are many registered licenced Conveyancers in Dereham and Solicitor firms in Dereham offering conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. The two can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

Can you help - my lawyer says that chancel insurance is required on my purchase. What is the level of cover for Dereham conveyancing?

The right level of chancel indemnity insurance should be dictated by who your lender. It would differ for example between Accord Mortgages Ltd and Virgin Money. Conveyancing practitioners as opposed to borrowers take out such insurances.

We expect to receive a DIP from Barclays this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Barclays recommend any Dereham solicitors on the Barclays conveyancing panel, or is it better to go independently?

You will need to appoint Dereham solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.

Various online forums that I have visited warn that are the number one reason for stalling in Dereham conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of holding up conveyancing in Dereham.

What tools are available to locate a Dereham solicitor on the Godiva Mortgages Ltd conveyancing panel? I have a car and am willing to travel upto 25kilometers to meet the lawyer.

Feel free to make use of the tool on this page. Please choose the mortgage company and your location and you will see a number of Dereham conveyancing lawyers located nearest you. We have listed some Dereham conveyancing firms towards the end of this page and you can call them to see if they are on the Godiva Mortgages Ltd member panel