I plan on acquiring a maisonette in Cullompton. My lawyer has never been on on the mortgage company solicitor panel. Can I still continue with my Cullompton conveyancing solicitor notwithstanding that they are not on the mortgage company list of approved lawyers?

You have a couple of choices open to you here

• Carry on with your existing Cullompton solicitor but your bank will undoubtedly instruct a conveyancing practitioner on their approved list. This will result in additional charges together with likely frustration.
• Choose a fresh property lawyer to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
• Convince your lawyer to attempt to join the bank panel

Should my conveyancer be making enquiries about flooding during the conveyancing in Cullompton.

The risk of flooding is if increasing concern for solicitors dealing with homes in Cullompton. There are those who purchase a property in Cullompton, fully aware that at some time, it may be flooded. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.

Conveyancers are not qualified to offer advice on flood risk, however there are a numerous checks that can be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Cullompton. The conventional set of completed inquiry forms given to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the owner to discover if the property has ever been flooded. In the event that the property has been flooded in past and is not revealed by the vendor, then a buyer may commence a legal claim for losses as a result of such an inaccurate response. A purchaser’s lawyers should also carry out an environmental search. This should reveal if there is any known flood risk. If so, more detailed inquiries will need to be carried out.

My husband and I are a couple of weeks into a leasehold purchase having been referred to a firm by the selling agent to perform conveyancing in Cullompton. I am am very disappointed with the quality of service. Could you you assist me in finding new solicitors?

They would have to be very poor in order to consider changing them. Has your mortgage been sent? In the event that it has you will need to make them aware of the new lawyer and ensure the mortgage documents are re-sent. Your new conveyancer needs to be on the banks panel to avoid escalating charges and frustration. That should be your starting point. The find a solicitor tool can help you find a lender approved solicitor for your home move in Cullompton

Can you provide any advice for leasehold conveyancing in Cullompton from the perspective of saving time on the sale process?

• A significant proportion of the delay in leasehold conveyancing in Cullompton can be bypassed where you instruct lawyers the minute your agents start marketing the property and request that they start to put together the leasehold information which will be required by the purchasers’ representatives.
If there is a history of any disputes with your landlord or managing agents it is essential that these are settled prior to the flat being marketed. The purchasers and their solicitors will be nervous about purchasing a flat where there is an ongoing dispute. You will have to accept that you will have to pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the buyers, but it is clearly preferable to present the dispute as historic rather than ongoing. If you are supposed to have a share in the Management Company, you should make sure that you have the original share document. Obtaining a new share certificate can be a lengthy process and delays many a Cullompton home move. Where a duplicate share is needed, do contact the company officers or managing agents (where relevant) for this at the earliest opportunity. Many landlords or managing agents in Cullompton levy fees for supplying management packs for a leasehold home. You or your lawyers should discover the actual amount of the charges. The management information can be applied for as soon as you have a buyer, thus reducing delays. The typical amount of time it takes to receive management information is three weeks. It is the most frequent cause of delay in leasehold conveyancing in Cullompton.

Cullompton Conveyancing for Leasehold Flats - Examples of Questions you should consider before buying

Are any of leasehold owners in dispute over their service charge payments? Generally speaking the cost for major works are not included within maintenance charges, albeit that a few managing agents in Cullompton require tenants to pay into a reserve fund and this is used to offset against major repairs or maintenance. This question is useful as a) areas may cause problems for the building as the communal areas may begin to deteriorate where maintenance are not paid for b) if the leaseholders have a dispute with the running of the building you will wish to have complete disclosure

How much experience do your Cullompton conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Cullompton conveyancing lawyers help thousands of people move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Cullompton conveyancers have worked on recent similar matters.