Me and my fiance are buying a 3 bedroom flat in Crossness with a mortgage. We like our Crossness conveyancer, but the mortgage company says she’s not on their "panel". We have to appoint one of the lender panel firms or retain our Crossness solicitor and pay for one of their panel firms to represent them. This feels very unfair; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Crossness conveyancing lawyer to apply to be on the conveyancing panel.
It has been 3 months since my purchase conveyancing in Crossness concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been on the look out for a ground for flat up to £245,000 and identified one close by in Crossness I like with a park and station in the vicinity, the downside is that it only has 49 years on the lease. There is not much else in Crossness suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a mortgage the shortness of the lease may be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.
What makes your site different to other online quote calculators when it comes to conveyancing in Crossness?
At this site obtain a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Crossness. Unlike many estate agents and brokerage sites we do not have commission arrangements with solicitors. A large number of agents and online brokers 'recommend' the firm that pays the highest commission, rather than the best value conveyancing in Crossness
As co-executor for the estate of my grandmother I am selling a house in Neath but reside in Crossness. My lawyer (who is 260 kilometers from meneeds me to execute a statutory declaration ahead of completion. Can you recommend a conveyancing lawyer in Crossness to attest this legal document for me?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Crossness based