Do the conveyancing solicitors that you recommend handle right to buy conveyancing in Crediton?

We do have a number of conveyancing specialists who can conduct right to buy transactions You should contact the lawyers listed in order to obtain a costs illustration.

We note that you have a post code search directory identifying solicitors on the HSBC conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Crediton?

We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Crediton.

I have an AIP. The lender mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would much rather use a Crediton based conveyancing firm?

Do check but the the likelihood is that appoint one of their panel lawyers where you accept the "fee-free" offer. Contact the lender and ask if they make available a monetary alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor near Crediton.

Should our solicitor be raising questions concerning flooding during the conveyancing in Crediton.

The risk of flooding is if increasing concern for lawyers dealing with homes in Crediton. There are those who acquire a property in Crediton, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to offer advice on flood risk, however there are a number of searches that may be initiated by the purchaser or by their lawyers which should give them a better understanding of the risks in Crediton. The standard property information forms supplied to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the owner to discover if the property has suffered from flooding. If flooding has previously occurred and is not disclosed by the seller, then a buyer may bring a legal claim for losses resulting from an incorrect response. A buyer’s conveyancers should also conduct an enviro search. This should higlight if there is any known flood risk. If so, additional investigations will need to be made.

My wife and I purchased a leasehold house in Crediton. Conveyancing and Bank of Ireland mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Crediton who previously acted has now retired. What should I do?

The first thing you should do is contact the Land Registry to be sure that the individual purporting to own the freehold is in fact the new freeholder. There is no need to incur the fees of a Crediton conveyancing firm to do this as you can do this on the Land Registry website for a few pound. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Crediton Conveyancing for Leasehold Flats - Sample of Queries Prior to buying

What is the maintenance charge and ground rent on the property? It would be prudent to find out as much as possible regarding the company managing the block as they can either make your life much easier or uncomfortable. Being a leasehold owner you will be at the mercy of the managing agents both financially and when it comes to daily matters like the upkeep of the communal areas. Enquire of prospective neighbours what they think of them. Finally, find out the dates that the maintenance fees are due to the managing agents and specifically what it includes. Please tell me if there are any major works on the horizon that will likely add a premium to the maintenance fees?