We went with a high street firm for my conveyancing in Cottenham Park recently. Upon checking the small print it is apparent thatI am responsible for charges even if the sale doesn't happen. Should I ditch them and appoint an internet lawyer promoting no move no charge conveyancing in Cottenham Park?
It is usually a trade off in that if "No Sale No Fee" is available then the conveyancing charges will generally be uplifted to neutralise those transactions that do not go ahead. Please beware that these promotions generally do not cover outlay e.g. Cottenham Park conveyancing search expenses.
Should lawyers ask for money on account for my conveyancing in Cottenham Park?
Where you are retaining lawyers for conveyancing in Cottenham Park your solicitor will ask you put them with funds to cover the search fees. Generally this is requested to cover the fees of the Local Authority Search. If any deposit is as part of the sale price then this will be required immediately in advance of contracts are exchanged. The final balance that is due should be sent to your lawyer a couple of days ahead of the completion date.
Me and my partner are buying a flat in Cottenham Park. It might be a silly question but how we can trust a conveyancer? At some point we will need to send our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are purchasing a end of terrace house in Cottenham Park. We would like to an extension at the rear at the property.Will legal conveyancing on the property include enquiries to ascertain if these works are permitted?
Your solicitor should review the registered title as conveyancing in Cottenham Park will on occasion reveal restrictions in the title documents which restrict categories of works or necessitated the permission of another owner. Some extensions require local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
Our offer on a detached house in Cottenham Park has been agreed to, but there is a chain. The owners have offered on a property, but it’s not yet tied up, and are looking at other flats booked. I have selected a high street conveyancing solicitor in Cottenham Park. What do I do now? When do I get the mortgage application with Yorkshire BS going?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then valuation, Cottenham Park conveyancing search costs, etc). First, you must ensure that your solicitor is on the Yorkshire BS approved list. As to the subsequent phase this very much depends on the uniqueness of your transaction, attraction to the property and on the state of the market. During a hot market many home buyers will apply for a home loan with Yorkshire BS and arrange for the valuation and only if it was satisfactory would they ask their conveyancer to press on with the conveyancing in Cottenham Park.
Due to the encouragement of my in-laws I had a survey completed on a house in Cottenham Park in advance of appointing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies will not give a mortgage on this type of house.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cottenham Park. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to retain a conveyancing solicitor for remortgage conveyancing in Cottenham Park. I happened to chance upon a site which appears to be the perfect offering If there is a chance to get all this stuff completed via phone that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?