Our Corfe Castle lawyer has discovered a difference between the information in the home valuation survey and what is revealed within the title deeds. My solicitor informs me that he is duty bound to check that the bank is happy with this discrepancy and is content to go ahead. Is my conveyancer’s approach legitimate?

Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

Please explain the implications if my lawyer’s firm is removed from the Bank of Ireland Solicitor panel ahead of completing my conveyancing in Corfe Castle?

First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

I am buying my first flat in Corfe Castle with a loan from Barnsley Building Society. The sellers would not budge the amount so I negotiated 6k of extras instead. The house builders rep advised me not inform my conveyancer about this side-deal as it would put at risk my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey carried out on a property in Corfe Castle before appointing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some lenders will not give a mortgage on such a house.

It depends who your proposed lender is. HSBC has different instructions from Halifax. Should you wish to call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Corfe Castle. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Corfe Castle to see if the conveyancing costs will increase in light of this.

Hoping to buy a property located in Corfe Castle and I am already nervous. I couldn't find anything specific about Corfe Castle. Conveyancing will be needed in due course but do you know about the Corfe Castle area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Corfe Castle. In the meantime here are some basic statistics that we found