I have just started taking steps with the aim of porting my domestic loan to a Buy to Let Birmingham Midshires mortgage. I have been informed by my broker that I must appoint a conveyancer as part of the process. I got in contact with my previous Colnbrook conveyancing solicitor who who did the conveyancing when I originally purchased the house. The quote issued of £575 plus disbursements has taken me by surprise as its a remortgage than a sale or purchase.

The charges are a little high. If you shop around you may be able to get the conveyancing a bit cheaper by perhaps £125. That being said, assuming were pleased with the service the firm offered you couldlive to regret choosing an an unknown conveyancer. Don't forget to be sure the conveyancer can represent Birmingham Midshires. Do employ our search tool to choose a Colnbrook conveyancing firm on the Birmingham Midshires approved list of lawyers, which can often include conveyancing solicitors in Colnbrook.

I have today made my last payment due on my mortgage with Principality. I assume I don't need a Colnbrook conveyancer on the Principality panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Principality has sent the Land Registry the discharge electronically, and
3. Principality has instructed the Land Registry to do so

I am currently in the process of buying my council flat in Colnbrook. I have a mortgage agreed with Coventry BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.

After much negotiation I have agreed a price on an apartment in Colnbrook. My financial adviser suggested a solicitor. I paid an on account payment of £225. A few days later, the conveyancing practitioner contacted me to say that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am buying a new build flat in Colnbrook. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Colnbrook

Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants.

I am looking for a flat up to £235,500 and found one round the corner in Colnbrook I like with open areas and station in the vicinity, however it's only got 52 remaining years left on the lease. I can't really find anything else in Colnbrook in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you require a home loan the shortness of the lease may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.

In sourcing the internet for the words cheap conveyancing in Colnbrook it brings up many property lawyerslocally. With so much choice what is the best way to find the right solicitor for me?

The preferential method of choosing the right conveyancer is via personal referral, so ask friends and family who have purchased a property in Colnbrook or the respected estate agent or mortgage broker. Costs for conveyancing in Colnbrook vary, so it's a good idea to request a minimum of three fee calculations from different law firms. Be sure to obtain confirmation that the fees are fixed.