I am obtaining a mortgage with Santander. I intend to retain the legal services of a Licensed Conveyancer in Cockermouth. Does the Santander Solicitor panel include conveyancers regulated by the CLC?

The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

We are acquiring our first property. Our property lawyer has messagedto ask if we wish to purchase supplemental conveyancing searches. We are really unsure what's recommended for conveyancing in Cockermouth

The number and type of Cockermouth conveyancing searches should be dictated primarily on the property, the location, the likelihood of any of these risks, your familiarity of the region and risks, your general appetite to risk. What is important is that you adequately appreciate what information the searches could supply. You may then decide if you personally think you need that search. Where you are in doubt, ask your solicitor to explain.

We are planning to acquire a property and need a conveyancing solicitor in Cockermouth who is on the Nationwide approved panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nationwide . We don't recommend any particular firms conducting conveyancing in Cockermouth.

I have recentlyfound out that Wolstenholmes have been shut down. They carried out my conveyancing in Cockermouth for a purchase of a leasehold flat 12 months ago. How can I establish that the property is in my name in the name of the previous owner?

The easiest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cockermouth conveyancing specialists.

I decided to have a survey done on a house in Cockermouth ahead of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some banks tend not grant a mortgage on a flying freehold premises.

It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cockermouth. Conveyancing may be slightly more expensive based on your lender's requirements.