I have just been advised by my financial adviser that my Cockermouth the law firm I have appointed is not on the mortgage company Conveyancing panel. How can I check?

The first thing you need to do is to contact your Cockermouth conveyancer. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they may be able to suggest a Cockermouth conveyancing firm that is on the approved list of lawyers for your bank.

I am buying a new build apartment in Cockermouth. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Cockermouth

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

Is it possible to switch conveyancer as I have to select one who is on the Virgin Money conveyancing panel. I instructed a family conveyancing solicitor in Cockermouth round the corner but the firm is not approved by Virgin Money

It would be our pleasure to help you select a conveyancing solicitor in Cockermouth on the Virgin Money panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Cockermouth. In making use of search facility on this site, you can contrast fees for conveyancing solicitors in Cockermouth and beyond.

As co-executor for the will of my grandmother I am selling a property in Neath but reside in Cockermouth. My lawyer (based 250 kilometers from mehas requested that I execute a statutory declaration ahead of completion. Could you suggest a conveyancing solicitor in Cockermouth to attest this legal document for me?

strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are Cockermouth based

I've recently bought a leasehold house in Cockermouth. Am I liable to pay service charges for periods before my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Cockermouth - Examples of Queries before buying

Does the lease contain onerous restrictions? Make sure you enquire if there is anything that is prohibited in the lease. By way of example it is very common in Cockermouth leases that pets are not allowed in in a block in Cockermouth. If you like the apartmentin Cockermouth yet your cat can’t move with you then you have a very difficult determination. How many years remain on the lease?