I am hoping to receive a offer of a home loan from Nat West. I intend to use a Licensed Conveyancer in Caernarfon. Does the Nat West Solicitor panel include Licensed Conveyancers?
The Nat West conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
It is is a decade since I bought my house in Caernarfon. Conveyancing lawyers have now been instructed on the sale but I can't locate my deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be with your mortgage company or they could be in the possession of the lawyers who handled the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Caernarfon relates to registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.
About to place an offer on a leasehold property in Caernarfon. The selling agents assure me that it is normal for flats in Caernarfon to have less than 75 years remaining. I am expecting a loan with Platform. Will the property be mortgageable given that the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/7/2025 the requirements read as follows :
is it true that all Caernarfon solicitor practices on the Yorkshire BS conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Some banks do allow licenced conveyancers on their panel in which case such organisation would be governed by the Council of Licensed Conveyancers.
My husband and I have organised the release of further monies on our mortgage from Principality as we want to carry out alterations to our home in Caernarfon. Do we need to select a local Caernarfon solicitor on the Principality conveyancing panel to deal with the legals?
Principality don't usually appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Principality list.
Completion of my remortgage has taken place for my property in Caernarfon. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Hoping to buy a property located in Caernarfon and I am already nervous. I couldn't find anything specific about Caernarfon. Conveyancing will be needed in due course but do you know about the Caernarfon area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Caernarfon. In the meantime here are some basic statistics that we found