Our lender has recommended solicitors on their panel based in Caernarfon but I would rather instruct a conveyancing lawyer in Caernarfon local to me. Can you assist?
The minority of Caernarfon conveyancing practices are listed all banks conveyancing panel. Do make the most of the above search tool to identify a Caernarfon conveyancing firm on the on the bank panel.
Me and my brother purchased a semi-detached Victorian house in Caernarfon. Conveyancing solicitor acted for me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Caernarfon and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing solicitor who conducted the purchase.
I decided to have a survey done on a property in Caernarfon in advance of appointing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some lenders will not issue a loan on a flying freehold home.
It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to telephone us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Caernarfon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Caernarfon to see if the conveyancing will be more expensive.
As co-executor for the estate of my father I am selling a house in Newport but live in Caernarfon. My conveyancer (based 260 miles from mehas requested that I execute a stat dec ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Caernarfon who can attest this legal document for me?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Caernarfon based
Am in the process of purchasing my 1st home in Caernarfon. Conveyancing lawyer has been selected. The mortgage adviser suggested that a survey is not appropriate as the property was only built in 1997.
You would be best advised to have a Home Buyer's Report. As the property was built more than a decade ago the property will not benefit from a warranty, so you would be well advised not to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report could be enough. They will highlight any obvious issues and suggest further investigation if relevant. Where there are any indications of problems obtain a full structural survey.